**Renovated 3BR/1BA Home with Florida Room in Winter Haven** Discover this renovated 3-bedroom, 1-bathroom home in Winter Haven, featuring a cozy Florida room with a new wooden ceiling and fan for relaxation. Located minutes from shopping, Lego Land, and 45 minutes from Disney World and Universal Studios, it's perfectly positioned for entertainment and convenience. Close to Polk State College and essential amenities, it suits career and educational pursuits. This home sits in a quiet neighborhood, offering a spacious backyard and a tranquil retreat. A security deposit of $1725 and the first and last month's rent are required upfront, with tenants responsible for yard maintenance and providing proof of renters insurance for the year. However, the landlord is accommodating towards those with credit concerns, potentially requiring an additional month's rent upfront. TO VIEW THE HOUSE: Real estate agents must physically attend the showing. Before that, they'll need to call or text listing agent and provide a picture of their ID. All potential residents must personally visit the house. If you decide to move in, you'll be required to pay the first month's rent, last months and security deposit. APPLYING TO LIVE HERE: To apply, there's a $80 fee for each adult. You need a credit score of at least 600, You'll need to provide your last three months of bank statements and your last three pay stubs, W2, tax returns, or retirement accounts. We'll contact your employer and previous landlord to ensure everything checks out. Lease terms are limited to a maximum of 12 months. WHEN APPLYING: Complete the online application thoroughly; incomplete applications will not be processed. The $80 application fee is non-refundable. It may take up to 5 business days for us to review your application. Please make payments using approved methods; cash, checks, or money orders are not accepted. To maintain safety and compliance with regulations, cohabitation is not allowed. IF APPROVED: You'll need to pay all move-in funds immediately after written approval first month's rent, any partial month prorations, security deposit, and a one-time fee. The lease will be prepared for signatures after 3 business days of payment. Upon moving in, you're responsible for setting up utilities in your name. Tenant insurance is mandatory before moving in. Available from March 1st, seize the opportunity to make this inviting house your new home. Apply now for a peaceful living experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,725
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,380 | $1,380 | $1,380 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $12 |
Total Monthly Payment | $84 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.