One or more photo(s) has been virtually staged. A home with a NEW ROOF AND AC (2024) and a soft water system! Make a grand entrance through the double entry doors and enter a foyer featuring a captivating tray ceiling design. This is a well-taken-care-of home in the upscale Waters Edge Community consisting of a split floorplan with open-concept spaces. This home features 4 bedrooms, 3 bathrooms, a 3-car garage, a spacious bonus room, and abundant natural light that fills the house, including the living and dining room, family room, kitchen, kitchen nook, and laundry room. Rest like royalty in the expansive primary bedroom that features separate his & hers walk-in closets leading to the primary bathroom. The primary bathroom features a walk-in shower with an adjoining garden tub, a privacy toilet room with a vent, and an extra-long wrap-around corner bathroom vanity paired with double sinks and large mirrors along the walls. Make unforgettable family meals in the kitchen featuring a center island and solid, non-porous Corian countertops! Watch the sunset inside the screened rear porch, or have fun in the large backyard where you will find a papaya tree! No flood insurance is required.
REST ASSURED WITH SAVINGS IN YOUR POCKET WITH THOUGHTFUL COMMUNITY AMENITIES! Irrigation is on reclaimed water (free), and HOA quarterly fees include high-speed internet (500 Mbps), cable TV, trash pick-up, an oversized community pool, a kiddy water park, fishing piers, a basketball court, playgrounds, gathering rooms, a recreation room, a gym that is open seven days a week until 11 pm, gates, and security. You are also within a short drive from all shopping, entertainment, medical, and major roads.
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,543 | $2,510 | $3,255 |
Total Monthly Payment | $3,019 | $2,986 | $3,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.