-Laundry Room On The Floor -Custom Lighting Throughout -Newly Renovated, Never Lived In -Open River Views With Southern, Western and Northern Exposures Reject cookie-cutter white box living in this expansive one-bedroom, one-bathroom penthouse level unit featuring exceptional finishes, one-of-a-kind views, generous storage and an outstanding Downtown location in a historic, full-service FiDi cooperative. Inside this approximately 900-square-foot showplace, beamed ceilings rise above dark, wide-plank floors and oversized tilt/turn windows on the northern, southern and western exposures. A gracious foyer flanked by a coat closet ushers you into a massive 30-foot-long great room perfect for relaxing and entertaining. In the living area, you’re surrounded by custom built-ins and glorious atrium views that give the home a garden-apartment ambiance high on the 21st floor. Plan your next dinner party in the bright dining room featuring a designer light fixture and partial East River views. The open designer kitchen elevates every meal with custom cabinetry, a pull-out pantry, quartzite countertops, a large waterfall island/breakfast bar and pendant lighting. Enjoy a suite of upscale Jenn-Air and Liebherr stainless steel appliances, including a gas range, bottom-freezer refrigerator, dishwasher and built-in microwave. Head to the corner bedroom to discover exposed brick, a sunny skylight, roomy closets and a generous king-size layout. The sophisticated spa bathroom boasts a wide vanity, custom mirror, walk-in benched shower and elegant floor-to-ceiling stone tile. Lutron dimmer switches and a dedicated storage unit add wonderful convenience to this fantastic FiDi retreat. Originally built for the New York Cotton Exchange, 3 Hanover Square is a regal limestone building and one of the Financial District’s first residential conversions. Residents of the well-maintained co-op enjoy full-time doorman/concierge service, a live-in superintendent, a bike room, laundry on every third floor, and storage on each level. Pets, pieds-à-terre and subletting are permitted with board approval. Situated in the historic Financial District, just a stone’s throw from Wall Street and the revitalized Seaport District, this home enjoys easy access to fantastic Downtown shopping, dining, nightlife and entertainment. There is a bagel shop, deli and restaurants within the building, and the Oculus/Westfield World Trade Center, Whole Foods, and Stone Street’s great outdoor cafés and bars are just blocks away. Relax in the Queen Elizabeth II Garden pedestrian plaza right outside the building, or head to the river bikeways or The Battery for waterfront outdoor space and recreation. Transportation options are plentiful with J/Z, 2/3, 4/5 and R trains, excellent bus service, CitiBikes and the Pier 11 ferry landing all just minutes away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.700% | 6.222% | 5.785% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,009 | $4,350 | $5,898 |
Total Monthly Payment | $4,101 | $4,442 | $5,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.