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4307 Gulf DRIVE, #103, Holmes Beach, FL, 34217 | $685,000
New Year - New Lower Price! Welcome to Caymen Cay located in Holmes Beach! This unit stood firm during the 2024 Hurricane Season. Unit 103 is a first floor unit, but was never damaged as the three hurricanes passed through Anna Maria Island. The condo is a good investment as well as a vacation home, 2025 has $30k in rentals through June. Upon entering the unit you will see a totally updated condominium, redone from the studs to the coastal decor finishing touches, and the easy care tile floor. The kitchen has beautiful quartz countertops and a beachy backsplash. Two bedrooms and bathrooms gives you room to invite family and friends. The ensuite master bedroom is large and has plenty of closet space. Enjoy a cup of coffee on the Lanai, or a glass of wine in the evening as you breath in the salty air. The unit comes turnkey with all the kitchen necessities that you will ever need. All you will have to do is unpack and enjoy the island. Caymen Cay is located only steps to the sugary sand, and a block to Publix, along with other convenient shops, and wonderful restaurants. There is a sparkling blue pool, grill area, and shuffleboard court for your entertainment. Manatee Beach is across the street and the island free trolley has a stop there also. To complete the Island experience there are beach essentials in the conveniently located storage unit next to the parking place. It is stocked with beach chairs, sand toys, a beach cart, and a beach umbrella for the warm sunny days. All the items a real beach lover will appreciate.
Features
- Heating: Central, Heat Pump
- Cooling: Central Air
- Levels: 2
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Kitchen
- Complex: CAYMAN CAY VILLAS
- Year Built: 1974
- Approx Sq. Feet: 1,027
- Acreage: 1.14
- Est. Taxes: $7,528
- Condo Fee: $3,300 Quarterly
- Elem. School: Anna Maria Elementary
- Middle School: Martha B. King Middle
- High School: Manatee High
- Pet Policy: Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Wine Refrigerator
- MLS#: A4631337
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/A4631337/4307gulfdrive_holmesbeach_fl?source=qrflyer
Listing courtesy of WAGNER REALTY Phone: 941-383-5577
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4307 Gulf DRIVE, #103, Holmes Beach, FL, 34217
$685,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $548,000 | $548,000 | $548,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,692 | $3,738 | $4,736 |
| Total Monthly Payment | $4,411 | $4,457 | $5,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388