15 Lake Charles PLACE, Palm Coast, FL, 32137 | $459,900

Dream Home Alert: Sprawling Single-Story Retreat with Private Pool and River Views!!! This 3-bedroom, 3-bathroom home, situated on over a quarter-acre lot in an HOA-free community, offers so much potential. Whether you're seeking a family haven, a tranquil retreat or a place to entertain - this property checks every box. Step inside to discover an ideal layout - the formal living room and family room, both connected to the chef’s kitchen, create an inviting open floor plan that’s perfect for gatherings or quiet evenings at home. Soaring vaulted ceilings and skylights flood the space with natural light, enhancing the home’s airy feel, while the floor-to-ceiling stone fireplace in the family room adds a touch of timeless charm. The heart of the home is the chef’s kitchen, featuring abundant counter space, a center island, and a layout that makes cooking and entertaining a breeze. From casual meals to dinner parties, this space is ready to accommodate every occasion. Retreat to the enormous ensuite bedroom, where you’ll find his-and-hers closets and a spa-like bathroom complete with a statement-making soaking tub, a separate shower and plenty of room to relax and recharge. The additional bedrooms and bathrooms provide ample space for family, guests, or a home office. Outside, your private screened-in pool, surrounded by a spacious covered porch that’s perfect for lounging or hosting outdoor gatherings. The large, manicured backyard, adjacent to a serene river, offers a peaceful setting for barbecues, gardening, or simply unwinding while enjoying the natural beauty. This home has great bones and is ready for your personal touches to make it uniquely yours. Located in a community free of HOA restrictions, it provides the perfect balance of privacy and convenience. Whether you’re a growing family, a couple seeking single-story living, or someone who loves to entertain, this property is tailored to fit your lifestyle. Don’t miss your chance to own this versatile and beautiful home. Schedule your private showing today and start living the dream!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: IRREGULAR
  • Laundry: Inside, Laundry Room
  • Year Built: 1989
  • Garage: 2-car Driveway, Oversized
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,740
  • Acreage: 0.35
  • Lot Size: IRREGULAR
  • Est. Taxes: $2,100
  • Lot Desc: Cul-De-Sac, Irregular Lot, Landscaped, Level, Oversized Lot
  • View: Trees/Woods, Water
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Exhaust Fan, Refrigerator
  • MLS#: FC305527
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/FC305527/15lakecharlesplace_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2025 8:07:15 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 386-338-5000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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15 Lake Charles PLACE, Palm Coast, FL, 32137

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.392%
Monthly Tax Payment $175 $175 $175
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,417 $2,445 $3,130
Total Monthly Payment $2,667 $2,695 $3,380

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.