DeBary - Come home for the new year! Make this 3 bed 2. 5 bath Ranch on a fenced oversized lot yours! This house comes with a locked in REDUCED RATE as low as 6. 625% (APR 6. 921%) as of 12/18/2024 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. Enjoy your wood fireplace on cold days or evenings in the living room. Note the lovely vinyl floors throughout the house for easy maintenance. The kitchen is well equipped and offers lots of cabinets. The master bedroom has its master bath. The other 2 bedrooms share another full bathroom. All windows were replaced. All the window shades are sun blocking (UV protection) and energy efficient. The water pump is new and so is the water softener. There is one car garage with a laundry room. Your golf cart is welcome in the community - you can drive around, go to restaurants and to the local shops! The backyard has a basketball pad and room to store all your vehicles (4-wheelers, boat, RV, motorcycles). The property is equipped with a whole house generator and fuel tanks. There are also 2 septic tanks. Close to I4 for an easy commute. Close to shopping, restaurants, grocery, medical clinics. Ready to come home? Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,999 | $279,999 | $279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,863 | $2,382 |
Total Monthly Payment | $2,038 | $2,038 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.