Welcome to your private oasis! Thoughtfully upgraded coastal ranch boasts meticulous details, mature tropical landscaping, and versatile outdoor spaces perfect for entertaining, homesteading or relaxation. Luxurious updates and a prime location near Madeira Beach and steps from the Pinellas Trail make this home truly one of a kind. Located in a non-flood zone this home is high and dry with no flooding or hurricane damage. The double-wide interlocking brick driveway features boat or RV parking with a 30 amp outlet as well as hose bib. Single attached garage has a hurricane proof double insulated modern garage door currently being used as a home gym and storage but does fit a vehicle. You could easily convert the garage to a third bedroom with ensuite bath. The home office-sunroom is accessible to the side walk from the drive, opening the possibility of having a professional business. Backyard boasts poured concrete pads and a 12x12 Gazebo with swing and is entirely fenced with locking gates including a separated yard, with an 18x7 chicken coop shed and drip system to 8 garden beds ready to be revived for the homesteader spirit or can be easily transformed into a pool, guest quarters, play area or dog run. 6" baseboards, rounded doorways, solid wood shaker-style interior doors with lever handles and well appointed fans and lighting throughout. Open airy living room and kitchen flow seamlessly into the sunroom drenched with abundant natural light. The expertly designed kitchen boasts shaker cabinets, sleek stainless appliances, timeless subway tile, quartz counter top with undermount single sink and a beautiful eat up bar, seating up to 6 for casual dining. Both baths have been masterfully updated giving the ultimate spa feel including towel warmers, luxurious vanities and beautiful tile combinations. High end washer and dryer are full sized and stacked maximizing floor space. Flooring is luxury vinyl throughout with tile in both baths. Both bedrooms can fit king beds comfortably, have built-in closets systems. Other features of the home include soft water system, AC and Heat system new in 2022, a well with underground irrigation throughout the entire property, 200 amp electrical panel, electrical and internet cables are underground, wired outside for a jacuzzi, 2 sewer cleanouts, and a seamless metal roof new in 2019. Inviting screened-in front porch with power, fan and no-see-um screen, There is an outdoor cold plunge shower and ultimate privacy throughout the property. This gem of a home is close to all amenities including beaches, great restaurants, health clinics and the Seminole City Mall. Please come see this dream home for yourself. . . it is sure to impress. Seller is a licensed Real Estate Agent
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,464 | $2,433 | $3,155 |
Total Monthly Payment | $2,851 | $2,820 | $3,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.