Amazing opportunity to make this your dream waterfront home. This home sustained flooding of up to 1 foot during hurricane Helene. Four feet of drywall, lower cabinets, appliances and most flooring have been removed, leaving a blank canvas for you to design your dream home. This spacious 2-bedroom, 2-bathroom, oversized 2-car garage home is located on the main North Channel in the highly desirable waterfront community of Gulf Harbors Woodlands with unobstructed Gulf access and is very sailboat friendly! Only minutes to the open Gulf! Just steps away from the community's large, heated pool, clubhouse, tennis courts, boat ramp, Yacht Club, and more! You also have the option to join the Gulf Harbors members-only private sandy beach offering cabanas & grills and overlooking the Gulf of Mexico and Anclote Key. Downtown New Port Richey, just a short drive away is lively and quaint with many restaurants, bars, shops, and Sims Park where you can enjoy one of the many special events and outdoor concerts throughout the year or stroll along the beautiful riverwalk along the Cottee River. This home is ready for you to design and obtain your perfect tropical lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,465 | $2,433 | $3,156 |
Total Monthly Payment | $3,069 | $3,037 | $3,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.