BOND PAID! Nestled in the central village of Belvedere – just minutes to County Road 466 and Lake Sumter Landing – this stunning 3/2 Camellia (Gardenia) home boasts laminate and tile flooring (NO CARPET), an ENCLOSED LANAI, COMPLETELY UPDATED kitchen and bathrooms, GAS COOKING and NO POPCORN CEILINGS, offering modern luxury and timeless design. The front exterior impresses with a two-car garage, a harmonious blend of stacked stone and landscape rocks framed by lush Florida greenery, and a welcoming storm door with a glass-insert front door. Inside, the OPEN CONCEPT living room boasts vaulted ceilings, sliding doors to the lanai, and a seamless flow into the dining area and kitchen. The kitchen is a chef's dream with low-maintenance SILESTONE countertops and breakfast bar, eat-in dinette, ceiling fan, STAINLESS STEEL APPLIANCES (dishwasher- 04/2021 w/ ext. warranty, fridge & gas range- 05/2023, microwave hood combo- 07/2023) solid wood cabinets, portable island and TILE BACKSPLASH. The primary bedroom – privately located in the rear of this popular split-bedroom model – is a serene retreat with vaulted ceilings, abundant natural light through well-placed windows, and DUAL WALK-IN CLOSETS with built-in shelving. The spa-like primary bathroom has been COMPLETELY UPDATED, featuring a dual vanity with designer vessel sinks, tile backsplash, and a CUSTOM WALK-IN SHOWER with a built-in bench, rainfall shower head, and body jets. Bedrooms 2 and 3 also have laminate flooring and ceiling fans, while bedroom 3 is perfect as a den or office without a closet. The GUEST BATHROOM exudes elegance with a CUSTOM WALK-IN SHOWER, frameless glass doors, tile backsplash, and designer sink and faucet. Moreover, both bathrooms and the laundry room feature NON-SLIP TILE flooring, and all cabinets (kitchen and bathrooms) have PULL-OUT SHELVES for convenience! The functional LAUNDRY ROOM boasts additional storage cabinets, a utility sink, and a newer washer and dryer (purchased in 05/2021 w/ 4 year ext. warranty). Relax in the spacious ENCLOSED LANAI with tinted acrylic windows, and beautiful ceiling fans, accessible from the living room and primary bedroom. The enclosed lanai is also under heat and air, adding over 250 climate-controlled square feet. Finally, step outside to the brick-paved PATIO, ideal for grilling or entertaining under a shady Magnolia tree. Additional updates include a GAS HOT WATER HEATER (2023), Carrier HVAC w/ Aprilaire, NEW ROOF- 2020 and gas dryer. This meticulously designed home blends comfort, style, and practicality into an affordable home in a FANTASTIC LOCATION. Located in the highly sought-after Village of Belvedere, this home is ideally situated for convenience and entertainment. About 0. 8 mi to the Belvedere Neighborhood Pool and Rec Center, 3 mi to Lake Sumter Landing Town Square, and under 1 mi to the bustling 466 corridor, where you'll find over 18 restaurants, 3+ grocery stores, PetSmart, Hobby Lobby, doctor offices, gas stations, banks, and the highly anticipated Costco opening in 2025. This home is also golf-cart accessible to numerous pools, the POLO FIELDS and the Savannah Regional Recreation Center. SURROUNDED BY GOLF, PICKLEBALL, AND COUNTLESS RECREATION OPTIONS. Schedule a visit today and start living your best life in this vibrant, amenity-rich neighborhood.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,234 | $2,846 |
Total Monthly Payment | $2,455 | $2,455 | $3,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.