Welcome to 85575 Sagaponack Drive, a stunning home situated on a spacious 0. 39-acre corner lot in the beautiful community of Fernandina Beach. From the moment you arrive, the grand entrance sets the stage for the elegance and charm that awaits inside. This home is designed to impress, with large windows that fill the space with natural light and highlight the open, airy layout.
Step into the thoughtfully designed kitchen, where everyday living meets style and functionality. With double built-ins, a flush sink, and ample storage, the kitchen seamlessly flows into the living room, creating the perfect space for entertaining or relaxing with family. The high ceilings throughout enhance the sense of space and grandeur, while the wood floors on the main level (except for the in-law suite) and bamboo flooring in the master bedroom add warmth and sophistication.
The first-floor layout includes a versatile bedroom with a private bathroom, ideal for use as a home office or guest suite. Upstairs, an open walkway overlooks the living room below, adding architectural interest and a sense of connection. Every bedroom in this home is paired with its own private bathroom, ensuring comfort and privacy for all.
The master suite is a retreat of its own, featuring bamboo floors and a custom walk-in closet with stunning wood finishes. Outside, the home’s charm continues with a front covered seating area perfect for enjoying morning coffee or evening sunsets. The backyard offers a tranquil escape with serene pond views, ideal for relaxing or entertaining.
This home truly combines thoughtful design with luxurious finishes to create a space that is both elegant and inviting. Don’t miss the opportunity to make this exceptional property your own. Schedule your private tour today to experience the lifestyle it offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.375% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.510% | 6.599% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,482 | $4,367 | $6,050 |
Total Monthly Payment | $4,906 | $4,791 | $6,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.