Welcome to this lovingly maintained Cape-style home, offering the rare opportunity to be only the third owner in 74 years! Nestled on a corner lot in a quiet, walkable neighborhood, this home is just a short stroll from the Piscataquog River Park. Inside, you'll find a thoughtfully updated space with modern conveniences while retaining its classic charm. The main level features a spacious eat-in kitchen with refinished cabinets, perfect for family meals and casual entertaining, Living room with hardwood floors and breezeway with direct access to the one car garage. There is also a first floor bedroom, ideal for easy living, along with a full updated bath nearby. Upstairs, you'll discover two additional bedrooms and a full bath, offering plenty of room for family and guests. Enjoy the changing seasons in the three-season porch, which provides a lovely spot to relax and unwind. The home is equipped with central air, ensuring comfort throughout the year. This well-maintained home is ready for its next chapter—make it yours today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,177 | $2,823 |
Total Monthly Payment | $2,736 | $2,708 | $3,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.