Step into luxury with this stunning ranch-style home in the town of Montgomery, featuring five spacious bedrooms and three full opulent bathrooms. Nestled in a serene location, this expansive residence includes a separate living area accommodating all of your loved ones. The finished basement of this home is a true gem, offering a multitude of additional living spaces and amenities that truly add to the value and functionality of the property. Featuring a second full kitchen, 2 additional bedrooms, a second laundry room, and an office space. Every detail of the property has been carefully considered to ensure that it is fully handicap accessible. This thoughtful design allows individuals with mobility limitations to fully enjoy all that the ranch has to offer, whether it's taking a leisurely stroll through the property or relaxing in one of the specially designed accessible accommodations. The gourmet kitchen is a chef’s dream, equipped with top-of-the-line stainless steel appliances, granite countertops, custom cabinetry with a Kitchen-aid pull-out, wine cooler and ample storage and workspace. Enjoy the state-of-the-art stovetop induction, indoor grill, double oven with rotisserie and convection capabilities, and a convenient steamer. The kitchen also boasts a touch faucet, spice rack cabinets, pull-out shelves, a utility cabinet for pots and pans, and self-closing drawers. The open floor plan seamlessly connects the kitchen, dining area, and living room, ideal for entertaining or enjoying a quiet night in. The living room features a stunning black fireplace, adding elegance and sophistication. The master bedroom includes a TV stand with an electric fireplace and bookshelves. The main bathroom is adorned with granite flooring and stone accents. With beautifully appointed details throughout, this home exudes a luxurious yet welcoming atmosphere. The 6-foot black vinyl fenced yard offers a private sanctuary with lush greenery, perfect for relaxation. You also have the unique advantage of owning your very own peach tree, which offers you a constant supply of fresh, homegrown peaches right in your backyard. This not only provides you with delicious fruit but also adds a touch of natural beauty to your property. A deck with a sunsetter/awning completes this outdoor oasis, perfect for dining alfresco. Plus, a 2 car attached garage with paved driveway and parking pad. Don’t miss your chance to own this exquisite property and start living your dream life today. Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Attached,
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $752 | $752 | $752 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,803 | $3,763 | $4,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.