Welcome to 23 Knotty Pine Ct. IN RIDGE WATER! This home is move-in ready! Nestled within the exclusive confines of Ridge Water, a gated community, the Nantucket abode stands as a beacon popularity and allure. This beautiful 2-story home, nestled on over half an acre in the sought-after Ridge Water subdivision, has everything you’re looking for! With five bedrooms and four baths, including a sumptuous main-level owner's retreat boasting an additional sitting area versatile enough to be transformed into a cozy library or a snug office space, as well as a luxurious en-suite bathroom featuring dual vanities, a large tub, and a separate shower the floor plan exudes both elegance and functionality. The heart of the home, the great room, beckons gatherings with its expansive layout and soaring ceilings, flanked by tasteful built-ins framing a magnificent stone fireplace. Adjacent to this communal space lies a casual dining or living room area. Just outside is a patio already set up with a gas line for easy grill hookups or even a generator. Ascend to the upper level to discover four generously proportioned bedrooms, two boasting enviable walk-in closets, accompanied by a sprawling media/game room and two full baths. The media room is plumbed and ready for a wetbar install. As part of the gated Ridge Water community and tucked away on a tranquil cul-de-sac, you’ll enjoy access to a large pool, cabana area, and access to the stunning 91-acre Lake Beulah, ideal for kayaking, fishing, or just relaxing at the community dock. Conveniently located less than five miles and just moments away from the charming delights of both Fountain Inn and the bustling hub of Simpsonville, with easy access to major interstates and shopping destinations, this home offers a serene and private setting for those wanting a quiet living area.
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$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,575 | $3,529 | $4,577 |
Total Monthly Payment | $4,025 | $3,979 | $5,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.