This is a wonderful family home with a huge partially fenced backyard that's perfect for children and pets. There's a patio just off the living room French doors. It's a great place to cook out or enjoy other outdoor activities. The center of the house is a 30 x 15 foot long open area that includes the living room, kitchen, and breakfast nook with a large window overlooking the front yard. The cathedral ceiling and skylight open this area to natural light and space. The living room splits the master bedroom from the 2 guest bedrooms. There is a split-level "bonus" room that I have included in the description as a bedroom because it has a clothes closet. However, it could be possible to used as a family room, game room, office, exercise room, children's playroom, or any combination of those ideas. If you are new to Florida and are concerned about flooding, there are no worries here. The house sits high on a hill which is both protective and picturesque. The house is right around the corner from the community swimming pool and tennis courts. This is a wonderful home in a safe location and close to shopping, too. The roof was replaced in 2012.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,207 | $2,207 | $2,812 |
Total Monthly Payment | $2,657 | $2,657 | $3,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.