Gorgeous three Bedroom, two Bathroom Gardenia Designer Home with 1, 912 Square Feet of living space and No Bond, in the centrally located Village of Poinciana in The Villages, Florida. Beginning in the Kitchen, features include brand new stainless steel appliances, a large built-in pantry in addition to a second cabinet pantry, granite counters in an exquisite, unique light sea foam color to contrast with custom looking ivory cabinets, a nice sized eating area and tiled floor. The Living/Dining area is an open concept style with high ceilings, engineered wood floors and a spacious feel with two Lanais just off of the Living Room area. Custom built-in cabinets and shelves with glass doors in the Dining area, add to the custom, finished style of the home (with plenty of storage). The Living Room area opens to the first 9 x 28 foot lanai through sliding glass doors that open completely from wall to wall and also opens to the second 20 x 28 foot Lanai which has a full outdoor kitchen with a newer oversized grill, and a 8 x 12 salt water, heated in ground Pool/Spa. The Pool's lights, filter and heater can be accessed by Wifi making it very easy to operate. The Primary Bedroom opens to the Lanai and has two walk-in closets leading to the En Suite Bathroom with a separate shower and toilet area for added privacy. Both guest bedrooms have high quality Murphy Beds, a King sized bed with built in closets in one bedroom and a Queen sized bed in the second bedroom with engineered hardwood floors in both rooms. The Guest Bath is spacious and has a tiled floor. You will notice many custom touches and finishes like the crown molding throughout the home and moldings surrounding the front door, giving the inside entrance to the home a custom look. Additional unique finishes throughout the home include hand made valances on many of the windows, sliding doors and in the guest bathroom, the added six foot pantry, and the convenient garbage drawer cabinet in the kitchen. The Roof is only three years old, and there is a brand new HVAC system with a ten year Warranty on parts/labor. There is a two car garage with a golf cart garage and a paver driveway. The home is on a nicely landscaped, very private, 1/4 acre, corner lot with room to expand if needed. It is also located in a very convenient area of The Villages, near shopping, entertainment, medical facilities and restaurants and is a quick drive or golf cart ride to the Town Squares where you can enjoy music and dancing almost any night of the year! This home and location truly gives you the best of what The Villages is all about! Come take a look as this home will not be on the market for long!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $531,920 | $531,920 | $531,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,450 | $3,406 | $4,417 |
Total Monthly Payment | $3,817 | $3,773 | $4,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.