Welcome to 12826 Ironwood Circle in Hudson, Florida β your personal retreat! This charming single-family home offers 3 bedrooms, 2 bathrooms, and a 2-car garage, all overlooking the beautiful Beacon Woods Golf Course. Imagine relaxing in your backyard, surrounded by nature β where otters play in the creek below, the trees sway with the Gulf breezes, and the tranquility of the back yard setting is situated in a bird sanctuary.
Set on high and dry land, this home requires NO flood insurance, giving you peace of mind. Inside, you'll find a recently remodeled kitchen featuring a new refrigerator, stove, disposal, and water heater, along with a 2018 HVAC system β all ready for you to move in and enjoy.
With 1, 929 sqft of living space, this traditional ranch-style split-plan home offers both formal living and dining rooms, as well as a cozy family room adjacent to the kitchen. Step outside to your screened lanai or relax on the open lanai, both surrounded by mature landscaping that ensures privacy.
The oversized garage includes built-in storage, and the property comes with a riding lawn mower, with trailer and weed eater to help maintain the lush 1/3-acre lot. Itβs the perfect combination of comfort, convenience, and natural beauty.
Residents of Beacon Woods enjoy access to a wealth of amenities, including a clubhouse with a swimming pool, a state-of-the-art fitness center, an auditorium for social events, as well as spaces for card games and community meetings. Outdoor enthusiasts will appreciate the tennis, pickle-ball, and basketball courts, as well as bocce ball, shuffleboard courts, a playground, and picnic areas. Roof 2011, HVAC 2018.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,764 | $1,742 | $2,259 |
Total Monthly Payment | $2,017 | $1,995 | $2,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.