Looking for a perfect starter, retirement, or second home? Look no further than these 2 bedroom/2. 5 bath/2 car garage homes with 1, 982 sq ft of living space! Located in Port Richey’s Radcliffe Estates and featuring an enclosed & screened lanai with in-ground pool and brick deck - this is the ideal spot for entertaining family & friends or simply enjoying some peaceful relaxation. Step inside and you'll find a large gourmet kitchen complete with granite countertops, wood cabinets, stainless steel appliances, eat-in area, built-in desk w/hutch and wine rack - every chef's dream! The expansive family room has crown molding & a wood burning fireplace while the formal living & dining rooms will be great places to gather around. The inside laundry room is conveniently located next to the two-car garage along with tile floors throughout most of the house (laminate & carpet flooring in bedrooms) plus ceiling fans and recessed lighting. According to seller, HVAC is 11 years old and roof is 12 years old. Centrally located near schools, churches, restaurants, shopping & medical facilities as well as all major thoroughfares – Tampa Bay attractions are just a short drive away! Part of the garage was converted in a 3rd bedroom, so don't miss out on this incredible opportunity!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $301,600 | $301,600 | $301,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,007 | $2,005 | $2,543 |
Total Monthly Payment | $2,453 | $2,451 | $2,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.