Desirable end unit in Laurelwood Community! The upgrades in this home are endless starting with the newest renovated kitchen granite countertop, new cabinets and all appliances. Kitchen and dining room flow together leading into the livingroom. Each room is bright and oversized. The slider is new that leads out to the deck. All the windows have been replaced, roof and siding. Basement exterior door is new and screen door also. Garage doors have been replaced. Fully finished renovated basement wall to wall carpet, recess lighting, walls & exterior door that leads to the backyard and electric panel also updated. The 1/2 bath is fully remodeled and all 3 bathroom toilets are updated. All blinds are new and staying with the home. French doors lead to the office on the first floor. Balusters on the railing and the treads are all done over. Vinyl flooring throughtout the house, except the 2 bathrooms upstairs are updated.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Vinyl, Closet - Double | 10.9 x 16.7 | Second |
Kitchen | Flooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances | 18.7 x 8.3 | First |
Living Room | Flooring - Vinyl, Balcony - Exterior, French Doors, Slider | 13.3 x 19.5 | First |
Master Bedroom | Bathroom - Full, Flooring - Vinyl, Closet - Double | 12.8 x 16.8 | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,607 | $2,674 | $3,387 |
Total Monthly Payment | $3,221 | $3,288 | $4,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.