Under contract-accepting backup offers. Welcome to your perfect slice of "Old Florida" charm!
If you dream of a laid-back retreat with room to breathe—where houses aren’t crammed together, kids can play freely, and you can easily glide your boat into pristine lake waters—this is the place for you. Situated on a spacious 0. 29-acre lot, this home is full of character. Its block construction, delightful gabled roof, and inviting covered front porch make it a cozy spot to enjoy your morning coffee while soaking in the serenity and catching glimpses of the lake. With updates that include hurricane-impact windows and sliders (2020) and a new roof (2019), this property is well-maintained and offers tremendous possibilities. The expansive driveway and one-car garage make parking a breeze for family and visiting friends. Step inside and find a home that’s been lovingly cared for and is ready for your personal touch. Bright and welcoming, the living room leads to an eat-in kitchen with white appliances, a pantry, and garage access. Adjacent to the kitchen is the sunlit dining area, which opens to a versatile 10x20 Florida room through updated glass sliders (installed in 2020). This Florida room offers so many possibilities! Whether you envision it as an art studio, playroom, home gym, cozy office, or extra space for entertaining, it’s a spot where cherished memories will be made. Picture hosting holiday celebrations here with loved ones or simply unwinding with tranquil backyard views. Relax at the end of the day in the primary bedroom, complete with its private bath featuring a tiled shower. An additional guest bedroom shares a hallway bath with a tub and shower combo, accommodating family or visitors comfortably. The lush backyard offers a blank canvas for your creativity. Leave it as it is, with its mature trees and open space, or turn it into your oasis—perhaps with a pool, vibrant landscaping, or anything your imagination inspires. This delightful home is part of a wonderful community that offers access to a covered dock and dedicated boat ramp on Lake Griffin, part of the Harris Chain of Lakes. Spend your days kayaking, fishing, or boating to explore local lakeside restaurants and the area's natural beauty. Don’t miss out on this rare opportunity to own an affordable, charming home in a dreamlike lakeside community setting. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,715 |
Total Monthly Payment | $1,649 | $1,647 | $2,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.