55 Montiano Cir, Saint Augustine, FL, 32084 | $674,900

For anyone seeking the perfect combination of coastal elegance and quality construction, this single story home offers high-end quality in a setting that is easy to relax and unwind in. An expansive paver driveway and three car garage offers ample parking as you arrive home. A combination of manicured lush landscaping and covered front porch showcased by pinewood ceilings beckon you to the etched glass front door. As you enter this beautiful home, you'll be drawn to the spacious yet formal spaces with an easy flow. The formal dining room with wainscoting accents offers ample room for daily meals and special gatherings. The living area is the central hub of the home and anchors the floor plan with easy access to the kitchen, owner's bedroom, and stunning rear yard. Talk about a chef's delight, this kitchen has it all. With white shaker cabinetry and GE Profile appliances, there's even a hidden television above the refrigerator so you won't miss TV time! A center island with granite countertops and under mount stainless steel sink provides ample room for meal prep and gathering. There's even a butler's pantry featuring custom shelving and organizational racks. An oversized breakfast nook is located just beyond with wrap around windows and sliders, again bringing in those calming preserve views. The front of the home was designed for privacy and a space and place for everything. The den/office includes a built in desk and follow the side hallway back to 2 bedrooms, 2 full bathrooms, and multiple linen and storage closets. The rear of the home was saved for the primary bedroom adorned with tray ceilings, large windows looking to the lush rear yard and 2 walk-in custom closets. Attached is a gorgeous main bathroom with double vanity, soaking tub, and walk in shower. The rear yard will be your oasis to re-connect with the outdoors. It was thoughtfully designed with a multi-tiered paver design, built-in water feature, and more stunning landscaping. Part of the lot was also left partially wooded beyond the back fence for the ultimate in privacy and peacefulness. Make 55 Montiano your new home today!

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 11326
  • Style: Single Family Home
  • Year Built: 2015
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,963
  • Acreage: 0.26
  • Lot Size: 11326
  • Est. Taxes: $3,593
  • HOA Fee: $580
  • Lot Desc: Preserve, Conservation Backyard,Paved
  • Elem. School: Crookshank Elementary
  • Middle School: Murray Middle
  • High School: St. Augustine High
  • MLS#: 245715
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/245715/55montianocir_saintaugustine_fl?source=qrflyer
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Listing courtesy of WATSON REALTY CORP (A1A)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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55 Montiano Cir, Saint Augustine, FL, 32084

$674,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $539,920 $539,920 $539,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.278% 7.159% 6.276%
Monthly Tax Payment $299 $299 $299
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,547 $3,588 $4,553
Total Monthly Payment $3,938 $3,979 $4,944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.