Located in one of Massachusetts' top-rated towns, this charming 2-bedroom, 1-bath ranch is the perfect blend of comfort and convenience. Featuring an updated kitchen, gleaming hardwood floors, and classic archways, this home exudes warmth and timeless style. The pellet stove keeps the entire house cozy, while the basement offers additional space that could be finished to suit your needs. Step outside to a quaint yard complete with a gardening area and a shed—perfect for outdoor enthusiasts or those seeking a serene retreat. The 1-car garage adds a practical touch to this delightful property. Conveniently situated close to downtown, shops, highways, and hospitals, this home offers easy access to everything you need. With its great bones and attractive pricing, it's your chance to own a piece of Leominster, recently ranked as one of the top 10 places to live in Massachusetts. Don’t miss out—schedule your showing today!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Main,First |
Dining Room | Flooring - Hardwood, Open Floorplan | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Kitchen Island, Cabinets - Upgraded, Remodeled, Stainless Steel Appliances | Main,First |
Living Room | Wood / Coal / Pellet Stove, Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan | Main,First |
Master Bedroom | Closet, Flooring - Hardwood | Main,First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,048 | $2,657 |
Total Monthly Payment | $2,540 | $2,513 | $3,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.