This charming 2/2 CAMDEN II (customized from a 3/2) home is nestled in the desirable Village of HADLEY, offering a blend of style and comfort. A picturesque PAVER DRIVEWAY leads to the inviting front entrance, enhanced by stacked rock landscaping and lush shrubbery. The front door features stunning LEADED GLASS INSERTS with a matching transom, creating a warm welcome. Inside, the foyer opens to beautiful ceramic tile flooring that transitions seamlessly into the open living and dining areas, which are accented by elegant wood-look laminate flooring. There is even a COAT CLOSET in the entry way and a FIREPLACE in the living room! Throughout the home, PLANTATION SHUTTERS, CROWN MOLDING, UPDATED CEILING FANS and UPDATED LIGHTING enhance the refined atmosphere. The dream kitchen stands out, boasting ceramic tile floors, GRANITE countertops with matching BACKSPLASH, PAINTED CABINETS, under- and over-counter lighting and a new WHIRLPOOL REFRIGERATOR! A large breakfast bar provides seating for 4, perfect for casual meals or entertainment. The spacious primary suite offers a retreat with an oversized WALK-IN CLOSET and a luxurious en-suite bath, complete with a tiled ROMAN SHOWER, double sinks, GRANITE countertops, a linen closet and a private commode. The second bedroom provides comfort for guests, with a guest bath featuring a tile/tub combo with GLASS DOORS and GRANITE countertops located conveniently nearby. Additional storage can be found in the INDOOR LAUNDRY ROOM, outfitted with extra cabinetry along with a Samsung Washer and Dryer. Step into the GLASS-ENCLOSED LANAI, featuring ceramic tile flooring, window blinds and a MINI-SPLIT AC, making it an ideal space for relaxing or entertaining. The 2-car garage is equipped with practical amenities, including another MINI-SPLIT AC, workbench, cabinets, attic stairs, shelving, and a NEWER PROGRAMMABLE GARAGE DOOR OPENER. The ROOF is 2013, HVAC is 2020 and the Hot Water Heater is 2019. The irrigation system is new, and the closets are customized. This home is conveniently located near the Havana Country Club, Colony Cottage Pool & Rec Center, Odell Rec Center, the Hadley Pool and COLONY PLAZA for shopping and restaurants!
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$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,361 | $2,331 | $3,023 |
Total Monthly Payment | $2,853 | $2,823 | $3,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.