Seconds after crossing the threshold , don't be surprised if you decide this is the one. This Victorian style 3 bedroom, 2. 5 bath home is a great treasure in the Downtown Coxsackie area. The interior embraces you with Original pine plank floors & mouldings , an open layout, neutral colors, natural light & fresh updates including High Speed Internet, New natural gas furnace w/ on demand hot water and new central air throughout . The 1st floor hosts The kitchen , recently updated with cabinets, working island & premium appliances in an attractive layout, sunlit Living room, & new Laundry /Mudroom with small deck & access to backyard. New 1/2 bath off of the Mudroom perfect for guests. 2nd Floor has the new Primary bedroom which includes walk-in closet & new private bath with walk-in shower. The other 2 bedrooms are freshly painted with spacious closets & ready for your decorative touch. Additional full bath and large hallway linen closet. The breezy front porch is a great spot to relax while enjoying seasonal River views. This Village home is within pedestrian range of the Coxsackie Downtown Historic District featuring Fine Dining, Coffee shops, boutique shops , Local Post Office, Library , The James Newbury Hotel & Spa & Hudson Riverfront Park & boat launch. Walking Distance to school and parks. Pleasant commute to Downtown Albany & 2 1/2 hrs to NYC. This home is Move-In Ready.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,385 |
Total Monthly Payment | $1,938 | $1,914 | $2,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.