57 New Street, Coxsackie, NY, 12051 | $359,000

Seconds after crossing the threshold , don't be surprised if you decide this is the one. This Victorian style 3 bedroom, 2. 5 bath home is a great treasure in the Downtown Coxsackie area. The interior embraces you with Original pine plank floors & mouldings , an open layout, neutral colors, natural light & fresh updates including High Speed Internet, New natural gas furnace w/ on demand hot water and new central air throughout . The 1st floor hosts The kitchen , recently updated with cabinets, working island & premium appliances in an attractive layout, sunlit Living room, & new Laundry /Mudroom with small deck & access to backyard. New 1/2 bath off of the Mudroom perfect for guests. 2nd Floor has the new Primary bedroom which includes walk-in closet & new private bath with walk-in shower. The other 2 bedrooms are freshly painted with spacious closets & ready for your decorative touch. Additional full bath and large hallway linen closet. The breezy front porch is a great spot to relax while enjoying seasonal River views. This Village home is within pedestrian range of the Coxsackie Downtown Historic District featuring Fine Dining, Coffee shops, boutique shops , Local Post Office, Library , The James Newbury Hotel & Spa & Hudson Riverfront Park & boat launch. Walking Distance to school and parks. Pleasant commute to Downtown Albany & 2 1/2 hrs to NYC. This home is Move-In Ready.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Victorian
  • Year Built: 1890
  • Heating: Radiator,Hot Water
  • Basement: Full
  • Approx Sq. Feet: 1,387
  • Acreage: 0.13
  • School District: Coxsackie-Athens
  • MLS#: 155422
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/155422/57newstreet_coxsackie_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Heart Land Realty

William Raveis Family of Services

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888.699.8876

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

57 New Street, Coxsackie, NY, 12051

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,863 $1,839 $2,385
Total Monthly Payment $1,938 $1,914 $2,460

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.