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40 Millspaugh Lane, Bardonia, NY, 10954 | $4,800
Bardonia, NY 10954. Step into this bright and spacious contemporary home, set on over half an acre of level property, and experience modern living at its finest. Boasting 4 bedrooms and 3 full baths, this home features an open floor plan with cathedral ceilings that create an airy and inviting atmosphere. Enjoy the updated kitchen with granite countertops and backsplash including a functional island, perfect for entertaining and everyday living. The large primary-bedroom suite offers a walk-in closet and a private bathroom with a double sink vanity, a separate shower, and a relaxing jacuzzi tub. Two additional bedrooms (one currently used as an office) and another full hallway bath complete the upper level. The walkout lower level includes a spacious family room with a wood stove, a nicely sized bedroom with a large closet providing ample space for guests or family, a full bath, and a laundry room. wood floors in kitchen and dining area refinished Hardwood floors throughout the home add elegance and easy maintenance. Central air and hot water baseboard heat ensure comfort year-round. An 8kW Generac automatic home standby generator provides peace of mind. Oversized 2-car garage with ample storage space. The property's layout also makes Located within the top-ranked Clarkstown Central school district. This home offers a private community setting perfect for family living.
Features
- Type: Single Family
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Style: Contemporary, Hi Ranch
- Year Built: 1993
- Garage: 2-car
- Heating: Baseboard
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 2,525
- Acreage: 0.64
- Lot Desc: Back Yard, Cul-De-Sac, Level, Near Public Transit, Near School, Near Shops, Private, Wooded
- Elem. School: Bardonia Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown South Senior High School
- School District: Clarkstown
- Pets Allowed: No
- Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 802759
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/802759/40millspaughlane_bardonia_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 Millspaugh Lane, Bardonia, NY, 10954
$4,800
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $3,840 | $3,840 | $3,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $25 | $25 | $32 |
| Total Monthly Payment | $100 | $100 | $107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535