WATERFRONT HOME! This is a great opportunity to own a fully furnished WATERFRONT home with a Dock, cozy single-wide in Resident Owned Parkhill Estates. This 2-bedroom, 1 bathroom home has 528 square feet of living space that has been completely remodeled with the following updates: two mini-splits for cooling and heating, new hot water heater, newly painted interior, new doors on all doors, laminate floors throughout, new windows and window treatments, bathroom shower, vanity, lighted/heated mirror, toilet, cabinet, new sewer drain for bathroom, kitchen to include convection oven/microwave, two-burner cook unit, dishwasher, sink, faucet, ceiling fans, lights in kitchen, bathroom, living room, master, two large secure storage sheds one that houses the washer dryer and the second for all of your tools and toys. The kitchen has plenty of place for your kitchen essentials. Brand new bonus room that has a fully insulated roof and walls, dual pane windows, hurricane shutters and trimmed out in 3/8 ply bead and PVC. Updated landscaping which includes new landscape rock, pavers and an area that could be closed in as a lanai at the rear of the home. Dock on canal with Harbor access in back. Parkhill Estates is 55+ community that requires a 5 shares minimum buy-in to be bought at $1000 a piece. The more shares you buy the lower the HOA is. NO PETS are allowed on the property except for service animals, and NO LEASING OR RENTING of units permitted. Parkhill is conveniently located within a few miles from the Punta Gorda airport, major highways, downtown Punta Gorda which offers restaurants, shopping and waterfront activities. Now is the time to make this great furnished home yours! Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $649 | $640 | $830 |
Total Monthly Payment | $772 | $763 | $953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.