MUST SEE!! Resort style living townhome in San Michelle at University Commons!! Which allows for SEASONAL OR ANNUAL RENTALS!! This beautiful 3-bedroom 2. 5-bathroom with 1-car attached garage has been freshly painted, new carpets throughout the upstairs and tiled floors on the main level, brand new stove and new bathroom light fixtures. A welcoming front covered porch with a serene lake welcomes you into a spacious living and dining area open to the kitchen a nice sized laundry room and a half bath on the main level. The upstairs has an oversized primary suite with a large walk-in closet and an ensuite bathroom with dual sinks and a large glass enclosed stand up shower. Both guest rooms have walk in closets and a large guest bath with a tub. The community of San Michelle offers residents and guests a heated swimming pool, tennis courts pickle ball court, playground gazebo and BBQ grills. Fantastic location close to an array of shopping, dining along with easy access to University Town Center, I75 and all Gulf Beaches. Other notable items to mention: Property is not located in a flood zone, floor to ceiling reinforced concrete block between units, home comes with galvanized steel hurricane shutters, seller is original owner from build stage, seller has all original paperwork from builder as well as photos of pre-drywall walk through.
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Our Executive Mortgage Banker:
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$357,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $285,600 | $285,600 | $285,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,852 | $1,829 | $2,372 |
Total Monthly Payment | $2,075 | $2,052 | $2,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.