This charming home in the sought-after Placido Gardens neighborhood of Northeast St. Petersburg is a gem waiting to be discovered. From the moment you arrive, the welcoming front yard, lined with lush greenery and swaying palm trees, invites you to explore further. The spacious backyard is a haven for outdoor enthusiasts, offering endless possibilities for gatherings, gardening, or simply enjoying Florida’s sunshine. Inside, the open-plan living area features contemporary tile flooring and a light, airy ambiance. The kitchen, with its sleek modern cabinetry, granite countertops, and stainless-steel appliances, is a focal point ready to inspire culinary creativity. The screened-in patio promises tranquil evenings, offering views of the fenced backyard under the soft glow of a ceiling fan.
Nestled in the vibrant city of St. Petersburg, Placido Gardens provides a perfect blend of suburban tranquility and urban excitement. Nearby, you’ll find the bustling downtown area with its array of dining, boutique shopping, and cultural attractions such as the Salvador Dalí Museum. For outdoor lovers, the neighborhood is just minutes from waterfront parks, marinas, and the Pinellas Trail, perfect for biking or leisurely strolls. The community is also known for its proximity to some of Florida’s most beautiful beaches and easy access to Tampa Bay.
Don’t miss your chance to call this beautiful property home. With its ideal location, spacious design, and move-in-ready appeal, this house is perfect for anyone looking to embrace the St. Petersburg lifestyle. Schedule your private showing today and see for yourself why this is the home you’ve been searching for!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,160 | $2,160 | $2,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $18 |
Total Monthly Payment | $89 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.