Welcome Home! 446 Penny Royal Place, is a meticulously maintained, one-owner 3-bedroom, 2. 5-bathroom townhome with calming water views in the sought-after gated community of Copper Chase, Oviedo. This home is packed with upgrades, offering the perfect blend of comfort, style, and convenience. From the moment you step inside, you'll be greeted by the spacious open floorplan, 9'6" high ceilings, an abundance of natural light and a stunning waterfront view. The heart of the home, the kitchen, boasts 42-inch high-capacity cabinets with upgraded pull-out shelves, under-cabinet lighting, a new kitchen faucet (2023), a new garbage disposal (2023) and a breakfast bar. Entertain effortlessly in the seamlessly connected living and dining areas, featuring upgraded wall sconce lighting, multiple internet connectivity options (5G wireless internet, pre-wired for fiber and satellite) and pre- wired surround sound with included wall speakers. Step outside to your private, enlarged flagstone patio—the only one in the community—where you can relax and take in tranquil views of the pond and conservation area, with deer grazing nearby. Upstairs, you'll find the luxurious primary suite with an oversized en-suite bathroom, garden tub, separate shower, and a huge walk-in closet. Two additional bedrooms offer ample space, including a second walk-in closet. The laundry room is conveniently located on this level, and the washer and dryer come with the home! Additional Highlights include new roof (2022), new gutters (2024), new hot water tank (2023), exterior paint (2023), interior paint throughout, including baseboards (2024) for a fresh and modern look. New venetian bronze door handles and hinges (2023) add a touch of elegance. Upgraded wood railing on the stairs and upstairs landing—a rare and premium feature in this community. Plantation shutters adorn every window, and ceiling fans added to all bedrooms and living room (2022). Smart upgrades include an alarm system with fire emergency and zoned motion detection. Practical features include a single-car garage with room for two additional compact cars in the driveway, extra community parking, newly resurfaced community roads (2024) and a large storage closet under the stairs. This townhome offers very minimal maintenance with yard irrigation, lawn maintenance and pest control, scheduled power washing, landscaping, annual tree trimming, children’s playground and a private gated neighborhood entrance included in your HOA payment! Zoned for top-rated Seminole County schools—Evans Elementary, Jackson Heights Middle, and Oviedo High—and conveniently located near UCF, Oviedo on the Park, trails, shopping, dining, and major highways. Don’t miss this rare opportunity to own a waterfront gem in a vibrant, family-friendly community. Schedule your private tour today!
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Our Executive Mortgage Banker:
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,941 | $2,518 |
Total Monthly Payment | $2,181 | $2,155 | $2,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.