1223 Mill Creek ROAD, Bradenton, FL, 34212 | $499,000

A rare opportunity to live on a beautiful 2. 1-acre parcel of land tucked away from it all in a quiet area of Mill Creek. Located on a quiet dead-end street within 10 minutes of everyday amenities, you have plenty of options to live as-is or build from scratch. This elevated home has 3 bedrooms, 1 bathroom and an open plan living area which opens up onto a large wooden wraparound balcony from which to enjoy the privacy and seclusion of this unique slice of Florida nature. The main living level sits atop a carport, a large 800sf screened room with lots of potential uses, a (non-airconditioned) 29' x 11' room that is plumbed for a washer and dryer, and a second bathroom with a shower and toilet. The home was updated with vinyl plank flooring, interior paint and appliances 5 years ago. There is a well with a filtration system and two septic tanks - one for the main house and a second pump-out for an RV. ! The lot is huge, with many mature oak trees, but still plenty of space for a spacious building envelope for new construction. Fences are on three sides and grand entry gates with fast-growing bamboo lining the front fence. There is a storage shed with an overhead door. This property is located just across the street from an artery of the Manatee River and is a short drive to SR 64 where you will find plenty of shopping locations. You can store your boat and trailer on site, and the Fort Hamer boat ramp is a quick 6-minute drive.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 238 x 399 x 238 x 373
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Elevated
  • Year Built: 1979
  • Garage: Bath In Garage, Circular Driveway, Covered
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 960
  • Acreage: 2.1
  • Lot Size: 238 x 399 x 238 x 373
  • Est. Taxes: $4,190
  • Lot Desc: FloodZone, In County, Level, Oversized Lot, Private, Street Dead-End
  • View: Trees/Woods
  • Elem. School: Gene Witt Elementary
  • Middle School: Carlos E. Haile Middle
  • High School: Lakewood Ranch High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: A4630373
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/A4630373/1223millcreekroad_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 10:47:10 AM)
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA REALTY   Phone: 941-225-7355

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NMLS Mortgage Loan Originator ID 16953

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1223 Mill Creek ROAD, Bradenton, FL, 34212

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $349 $349 $349
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,689 $2,653 $3,367
Total Monthly Payment $3,113 $3,077 $3,791

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.