1012 N Shore DRIVE NE, #14, St. Petersburg, FL, 33701 | $499,000

Take advantage of this prime location in the heart of St. Petersburg with this thoughtfully updated 1-bedroom, 1-bath lock-and-go condo in the desirable Whispering Waters 55+ community. Built in 1959, Whispering Waters is a beautifully landscaped complex consisting of 66 condos spread across 8 buildings, creating a serene and private environment. This first-floor residence has been renovated with many modern upgrades while preserving its original charm. Enjoy a spacious 360 sq. ft. wrap-around screened-in porch, perfect for relaxing while soaking in Florida’s balmy winter breezes. The condo features high-quality new flooring, including stunning tile and real tongue-and-groove vintage wood, adding warmth and character throughout. The entire space has been freshly painted after the popcorn ceiling was removed, and all new dual-glazed sliders were installed, filling the home with natural light. The kitchen has been thoughtfully updated and resembles a Ferrari theme, with new cabinets, a reoriented layout for better functionality, and new plumbing. It also has brand-new appliances, and is. Both the HVAC (17 SEER) and electrical systems are completely new. The bathroom has also received a fresh update, with new fixtures and finishes. Additional features include hurricane shutters and a private garage for added convenience. With all utilities included in the affordable monthly maintenance fee, this condo offers easy, low-maintenance living. The well-kept complex includes a pool, shuffleboard court, on-site laundry, and elevators. Enjoy everything St. Pete has to offer, with North Shore Park just across the street, featuring walking paths with scenic views of Tampa Bay, tennis courts, playgrounds, and beach access. Beach Drive, only a block away, offers some of downtown’s best dining, shopping, and cultural attractions. Plus, enjoy easy access to major highways, and Tampa International Airport. Don’t miss out on the opportunity to own in this prime location. Schedule your showing today!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 6
  • Amenities: Cable TV, Clubhouse, Elevator(s), Laundry, Lobby Key Required, Maintenance, Pool, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: WHISPERING WATERS CONDO
  • Year Built: 1959
  • Common Charge: $924 Monthly
  • Approx Sq. Feet: 850
  • Est. Taxes: $5,719
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Near Public Transit, Sidewalk
  • View: Garden, Pool
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Built-In Oven, Microwave, Refrigerator
  • MLS#: TB8326691
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8326691/1012nshoredrivene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/5/2025 10:32:29 PM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1012 N Shore DRIVE NE, #14, St. Petersburg, FL, 33701

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.278% 7.159% 6.276%
Monthly Tax Payment $477 $477 $477
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,622 $2,653 $3,367
Total Monthly Payment $3,174 $3,205 $3,919

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.