Beautiful Shea built villa on the golf course. This phase is age-restricted but allows for minors to occupy up to 180 days/year. With acceptable offer, seller offering $10, 000 in buyer closing costs. Enjoy extensive view from your extended paver patio. Preferred plank style porcelain tile flooring throughout - NO CARPET. . . . . . . . All closets feature built-ins to maximize storage. Kitchen counter top was customized after it was built to an upgraded custom style of quartz and a larger size. Other features include 5 1/4" baseboards, 8' interior doors, soft close hinges and glides on kitchen cabinets, popular large single-bowl kitchen sink and under cabinet lighting. Home also offers water softener system and built by Shea is all natural gas for cooking, heating, hot water and dryer connection. Partially furnished and includes a nice freezer in the laundry room. This home has an actual laundry room with side-by-side washer and dryer rather than stack units. Notice the upgraded plantation shutters, crown molding on cabinets, and upgraded glass entry door. Furniture as shown is included. . . . . . . . . . . . . . . . . . . . . . . HOA covers lawn and landscape maintenance (cutting, edging, trimming, treating, mulching, fertilizing, irrigation system and water for irrigation), high speed internet, membership in all amenities including indoor and outdoor fitness areas, group fitness classes, 20 miles of dedicated trails for walking and biking, bocce, horseshoe, tennis, pickleball, fishing doc, kayaks, canoes, paddleboat. Villas also have a reserve set aside for periodic pressure washing and for repainting of the exterior and roof replacement when the time comes. As a homeowner you also receive discounts in the on-site restaurant, golf course and space for massages, facials, mani-pedi. This area has no CDD assessments. . . . . . . . . . . . . . . . . . . this phase is 55+ age-restricted but allows for minors for up to 180 days/year
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,728 | $2,193 |
Total Monthly Payment | $2,079 | $2,055 | $2,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.