~ WHAT A FANTASTIC OPPORTUNITY TO OWN A BEAUTIFUL HOME AT AN INCREDIBLE PRICE! ~ This home is the most competitively priced condominium in Palma Sola Bay Club by far! Come discover this lovely GATED community and see what makes this beautiful 2 bedroom 2 bath home outstanding! This popular Key West style architecture features the Islamorada model and a generous 1650 sf of living area that will have you feeling right at home. You can enjoy relaxing in the privacy of your open air balcony with your favorite beverage and no neighbors blocking your view and capture the stunning Westerly views as the sun dips down over Palma Sola Bay. . . these are the moments that make memories. This exceptionally well maintained subdivision is FULLY FUNDED with a plethora of amenities ranging from the gated entry, clubhouse w/kitchen, meeting room and fitness area, swimming pool with a bbq grill and bar area, fenced dog park, fishing, billiards room, fitness center, kayak launch, bocce ball court and a putting green. The floor plan has been carefully thought out incorporating the kitchen, living room and dining room areas, which makes for easy entertaining of family and friends. Interior amenities include a foyer entry, crown molding, pendant lighting, higher textured ceilings, very attractive wood cabinetry, soft close drawers, granite countertops, indoor laundry room, tile flooring on the diagonal with carpeting in the bedrooms, impact resistant windows and doors and a freshly painted interior. Enter the primary bedroom through a double door entry into a generously sized suite. A walk-in closet with built-in shelving leads to a lovely ensuite 14 x 15 bathroom offering a large soaking tub, granite countertops, vanity make-up area, seamless glass shower doors and dual sinks. The second private bedroom is accessed separately which overlooks the private preserve area. Two reserved parking spaces under the building, a storage unit and elevator can be found on the ground floor. The location is simply fantastic and central to all your shopping, dining and medical needs. Arrive at Bradenton's famous sandy beaches just about 5 miles away. Enjoy living in this age friendly community where you can have 2 larger pets. $850. 00 monthly fees include building & ground maintenance, tv, internet, sewer, trash, water, pest control, manager, escrow reserves, community pool and insurance funding. Enjoy the convenience of a storage locker with room to park your golf cart. Be sure to view the 3D Video Tour. This lovely home is fresh, crisp and clean and it delivers!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,465 | $2,433 | $3,156 |
Total Monthly Payment | $3,103 | $3,071 | $3,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.