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9 Edward Street, St. Albans City, VT, 05478 | $335,000
Nestled in the heart of downtown St. Albans City, this delightful home offers modern convenience with classic charm! As you enter, you're greeted by a welcoming foyer with beautiful stained glass accents on the front door, setting the tone for the home's character and charm. The spacious dining room features built-in shelving and large windows, offering plenty of natural light. The living room serves as the central hub of the home, perfect for family gatherings or quiet relaxation. On the first floor, you'll find a convenient bedroom with an attached ½ bath, ideal for guests or those who prefer single-level living. The kitchen is thoughtfully designed with two separate zones—one dedicated to meal prep and cooking, while the other houses the sink. Just off the kitchen, a generous family room awaits, complete with a built-in hearth that was once home to a wood stove. The first floor also includes a full bath, adding to the home's functionality. Upstairs, you'll discover two additional bedrooms and a ¾ bath. The unique design of this home is further highlighted by two sets of stairs, adding charm and character to the layout. Outside, the large backyard provides ample space for relaxation and entertainment. The freshly painted deck is the perfect spot for enjoying warm evenings, while the spacious fire pit area is ideal for gathering with friends and family. Great location, close to schools, shopping, dining and more!
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 1 full / 1 three-quarter / 1 half
- Style: Colonial
- Year Built: 1910
- Heating: Natural Gas,Radiator
- Cooling: None
- Basement: Bulkhead,Concrete Floor,Stairs - Exterior,Stairs - Interior,Unfinished
- Approx Sq. Feet: 2,038
- Acreage: 0.17
- Est. Taxes: $5,412
- Lot Desc: City Lot,Level,Sidewalks,Near School(s)
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: St Albans City School District
- MLS#: 5023849
- Website: https://www.raveis.com
/prop/5023849/9edwardstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/12/2024Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: The Malley Group
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9 Edward Street, St. Albans City, VT, 05478
$335,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $451 | $451 | $451 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,738 | $1,716 | $2,226 |
| Total Monthly Payment | $2,264 | $2,242 | $2,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484