9230 Estero River CIR, Estero, FL, 33928 | $700,000

DIRECT RIVER ACCESS! NEVER FLOODED! Nestled directly along the serene Estero River, this rare and highly sought-after property offers the perfect blend of tranquility and adventure. With private river access and breathtaking river views, this home is an ideal haven for paddleboarders, kayakers, or anyone who simply wants to unwind and soak in nature’s beauty. The spacious 4-bedroom, split floor plan is designed for maximum comfort and privacy, complemented by a versatile upstairs loft that can be adapted to fit your needs. Recent upgrades include fresh paint, new carpeting, a new microwave, garage door opener, a new tile roof in 2019, and a brand-new AC system with a 10-year manufacturer warranty. This elevated property has never flooded and comes with an aggressively priced transferable flood policy for added peace of mind. Step outside to your personal tropical oasis, complete with a heated saltwater pool, custom landscaping, and a stunning rock waterfall. Lounge on the engineered wood deck while enjoying the picturesque river views or fire up the grill and firepit for the perfect outdoor dining experience. Pick fresh, homegrown avocados from your mature avocado tree, and launch your kayaks and paddleboards right from your backyard, making the most of the private river access. All of this from your ideal central location surrounded by some of Southwest Florida's best shopping, dining, and entertainment options. This exceptional property offers the ultimate in Florida living – don’t miss out on this once-in-a-lifetime opportunity!

Features

  • Amenities: BBQ - Picnic,Play Area,Underground Utility
  • Bedrooms: 4
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: ESTATES AT ESTERO RIVER
  • Year Built: 2004
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,598
  • Acreage: 0.2
  • Est. Taxes: $6,963
  • Master HOA Fee: $295
  • Lot Desc: Regular
  • View: Preserve,River,Water,Water Feature,Wooded Area
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 224097547
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/224097547/9230esterorivercir_estero_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

David GruningerLuxury Properties Specialist

239.405.0529

David.Gruninger@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9230 Estero River CIR, Estero, FL, 33928

$700,000

David Gruninger

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.405.0529

David.Gruninger@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $580 $580 $580
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,632 $3,586 $4,650
Total Monthly Payment $4,304 $4,258 $5,322

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.