Looking for a newer home in a sought after gated community? Look no more! This beautiful Tarpon Springs townhome sits on a street with sparse traffic in a NON flood zone. Home offers a bright, open plan with high ceilings and includes the following: covered front porch, welcoming foyer, spacious living and dining areas, open kitchen with breakfast nook, large master suite with private bath & walk-in closet, office or guest bedroom, upstairs full bath and laundry room, ground floor powder room, 1-car garage, PLUS a rear screened lanai and patio. . . PERFECT for your morning coffee & evening glass of wine. The abundant ground floor living space with outdoor porch and paved patio make this home great for entertaining! This particular townhome is back off the street with a longer driveway, allowing for more vehicle parking. Property has been lovingly cared for and features newer light fixtures, ceiling fans, LED lights with dimmers, garbage disposal, PVC pipe & trap with drain, thermostat, shingle roof (2018), and A/C system (2019). Townhomes at North Lake is a meticulously maintained, tropically landscaped, lakefront community with mature plants, shrubs, palms, majestic trees, and lush green lawns. Amenities include: nicely paved gated entry, fenced common areas, private mailboxes, sidewalks, guest parking spots, and a tranquil recreation area with refreshing lakefront pool and fishing dock directly ON Salt Lake. It is ideally located just off the beaten path yet near everything! For bicyclists, the Pinellas Trail extension is adjacent to the community. A short drive away is Lake Tarpon, several shopping hubs, countless restaurants, historic downtown Tarpon Springs, the famous Sponge Docks, and the sandy beaches of Howard Park. This is a MUST SEE for buyers seeking a newer, maintenance free townhome in a desirable gated community.
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Our Executive Mortgage Banker:
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$319,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,158 |
Total Monthly Payment | $2,081 | $2,079 | $2,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.