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32 Highview Avenue, Liberty, NY, 12754 | $220,000
Great opporunity for this 3 bedroom 1. 5 bath Cape home in the town of liberty. Home is situated on . 23 acres. There is an additional . 02 lot that is in the village of liberty. So you get the benefit of municipal water and sewer, without the village taxes. Home has 2 bedrooms, full bath, living room, kitchen and dining area on main floor. Large bedroom and half bath on second floor. Hardwood floors that need refinishing, but worth the effort to make them sparkle. Full basement with large open area, another room with boiler, and washer and dryer. Needs abit of TLC, but at this affordable price it is worth the effort. Back deck off the kitchen overlooks the yard. This is situated between 2 currently vacant lots, so semi private. Walking distance to downtown Liberty for shops and restaurants. This will make a great primary home, or an investment rental property. Additional Information: HeatingFuel: Oil Below Ground,
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1952
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 1,080
- Acreage: 0.23
- Est. Taxes: $3,691
- Lot Desc: Near Public Transit, Near School, Near Shops
- Elem. School: Liberty Elementary School
- Middle School: Liberty Avenue Middle School
- High School: LIBERTY HIGH SCHOOL (grades 9-12)
- School District: Liberty
- Appliances: Refrigerator, Electric Water Heater
- MLS#: H6329145
- Days on Market: 53 days
- Website: https://www.raveis.com
/prop/H6329145/32highviewavenue_liberty_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32 Highview Avenue, Liberty, NY, 12754
$220,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,156 | $1,170 | $1,484 |
| Total Monthly Payment | $1,539 | $1,553 | $1,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535