Under contract-accepting backup offers. Beautiful Home in the sought after community of Villarosa in Lutz, Florida! This Lovely tree lined community is located in an A-Rated School District to include Steinbrenner High School! This lovely 4-bedroom, 2-bathroom home is nestled in the back of the community on a serene and private cul-de-sac. As you arrive, you're greeted by a beautifully landscaped, low-maintenance front yard that sets the tone for the rest of the property. You will love the paver walkway leading you up to gorgeous double glass doors allowing rays of natural light to shine into the inviting foyer. The heart of the home lies beyond the foyer, where the open-concept living area offers the perfect setting for entertaining or relaxing. The faux wood tile floors will last a lifetime. The modern kitchen is a showstopper with its stylish backsplash, stainless steel appliances, glazed window pantry, breakfast bar, cozy eat-in nook, and abundant cabinet space. The adjacent laundry room conveniently connects to a three-car garage, simplifying your everyday tasks. Off the living room, you'll find a hallway leading to the a guest bedroom and the luxurious master suite. The master bedroom boasts tons of space, a walk-in closet, and an elegant ensuite bathroom. Best of all, it offers views of the backyard oasis that makes Florida Living truly special. The additional 2 spacious guest bedrooms are at the front of the home allowing ample privacy for your guests. Both have been newly carpeted and share a full guest bathroom featuring a bathtub. Step outside to the screened lanai, large enough for hosting unforgettable gatherings. Enjoy the sparkling saltwater pool or relax in the heated spa and savor the privacy of the lush conservation area that backs up to the property. The spa is heated with natural gas and has a 2023 Heyward Pool Pump and new Salt Cell. You will love the tons of space the back yard provides as this home sits on a half acre giving ample room for family time and room for your pets to run and play. With energy-efficient double-paned windows throughout, this well-maintained home keeps you comfortable year-round. The Roof 2015 – AC 2018 – Water Heater 2023 – Fridge 2022. The home also has an Under Sink UDI Reverse Osmosis system and a full home Hydro Quad Water Filtrations System with a Lifetime Guarantee. There are also fabric hurricane storm shutters that stay with the home and so much more…This home is a must see as you will fall in Love! Ready to create lasting memories? Schedule your tour today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $478 | $478 | $478 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,321 | $3,278 | $4,252 |
Total Monthly Payment | $3,891 | $3,848 | $4,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.