This 2-bedroom, den/3rd bedroom, 2 baths Positano Model home comes with an additional 320 sq. ft. added to the original floor plan – as an air-conditioned Florida/Sunroom! This home is built on a prime, oversized corner lot on a quiet and rare to find cul-de-sac. Curb appeal is boosted by lovely-maintained landscaping, freshly painted exterior (2024), widened driveway, inviting and attractive entryway all making for a positive and inviting first impression. The spacious foyer – which opens up and connects the entrance to the rest of the house – has an 11’ tall, coffered ceiling. 18x18 ceramic tile floors are laid out in a diagonal pattern in the main areas and the den/3rd bedroom, wood-like tiles are installed in the primary and 2nd bedroom and laminate flooring is in the Florida/Sunroom. High quality crown molding is featured throughout the house, complementing the design of this home and adding to its value. The gourmet kitchen – perfect for entertaining – boasts top-of-the-line quality maple cabinetry with over/under lighting, two single glass door panels in top cabinets with interior lighting and a custom-built additional cabinet segment and pantry with sliding shelving. Samsung stainless steel appliances include a range, French-type door refrigerator, dishwasher and microwave. The granite breakfast bar is extended for additional seating. And note the tastefully selected backsplash! A comfortable breakfast/dinette area is conveniently located just off the kitchen. The spacious primary bedroom offers two generously sized walk-in closets with customary build-outs. The ensuite bath has two separate vanities with granite countertops and plenty of drawers, extra built-in cabinets, generous sized walk-in tiled shower with ceramic/stone listello and built-in corner bench for comfort and relaxation. The 2nd bedroom and the den/office have tastefully designed built-in shelving and cabinetry. The 8 ft. sliding door of the Great Room leads to a state-of-the-art air-conditioned Florida/Sunroom designed by the current owners, where each window is equipped with Hunter Douglas Powerview shades remotely controlled. One of the special features of this home is the fenced private backyard. It is a combination of paved and lawn area that also is ideal for pets. It is surrounded by lovely, meticulously maintained shrubbery (where you can find birds occasionally nesting) bringing to your home the joy of Florida living while relaxing on your own extended paved patio. Other important upgrades in this home are: accordion hurricane shutters, gutters around the entire house, water softener system, additional air conditioner in the garage and insulated garage door. Top USA rated 4-ton 15 seer Comfortmaker HVAC was installed in 2018. Valencia Lakes is a 55+ active adult golf cart community. It offers 40-acre waterfront outdoor recreation area with resort-style heated pool, lap & resistance pool, 40, 000 sq. ft. clubhouse, deluxe Bistro to come soon, arts & crafts studio, har-tru tennis courts, fitness center, half-court basketball, pickleball & bocce courts, dog park, baseball park, hundreds of clubs and activities, RV/boat storage area. Over 100 acres is set aside as nature preserves; enjoy the quiet and solitude of peaceful views, birds and wildlife by the water edges. More than 3 miles of bike and walking paths. Great sense of community! Tampa, St. Pete and Sarasota 25-45 minutes away. Close to the airport, medical facilities, shopping & golf.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,517 | $2,484 | $3,222 |
Total Monthly Payment | $2,994 | $2,961 | $3,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.