Beautifully renovated and enlarged in 2017 this is a thoughtfully designed, accessible home in a quiet and desirable neighborhood! It emphasizes features that cater to comfort, convenience, and accessibility. This spacious home, with ample natural light, offers open-concept living area, cathedral ceilings, beautiful hardwood floors throughout the main level. An expansive kitchen with modern appliances and just off the kitchen area you will find a 3-season porch that leads you to a deck and the private tree lined backyard. This home features a generously sized bedroom with multiple walkin closets and with a nice size en-suite bathroom with a zero-threshold shower for easy access. In addition there is a room perfect for an office. The finished lower level can serve as another bedroom or additional living space. The two-car garage has a hook up for an electric car and a wheelchair lift (which can be easily removed). The yard has an irrigation system to ensure it always looks its best for your relaxing and entertaining. Central air conditioning for year-round comfort and plenty of storage throughout the house. This home creates a welcoming, low-maintenance environment and is perfect for those looking for accessibility without compromising on style and comfort.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,177 | $2,823 |
Total Monthly Payment | $2,901 | $2,873 | $3,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.