Step into a piece of history with this breathtaking 1930s waterfront home, expertly restored to preserve its vintage charm while offering modern comforts. Located along the scenic Oyster Creek, this unique property offers 33 feet of spacious sunroom with sliding windows, allowing you to enjoy the breeze, the view, or cozy up inside at any time of day -perfect for watching the redfish jump and soaking in the peaceful atmosphere. This home is brimming with character, featuring exquisite custom woodwork that has been carefully refinished to restore its original beauty. The kitchen is a chef's dream, complete with custom-painted original cabinets, granite countertops, and a beautiful backsplash that enhances its timeless appeal. Upstairs, an open loft offers versatile space for whatever suits your needs - an extra bedroom, a home office, reading nook, or extra living area. Whether you're looking for a personal retreat or an income-generating property, consistent history of bookings, making it an ideal spot for vacationers who want to be close to St. Augustine's beaches and downtown attractions. They don't make homes like this anymore, don't miss your chance to own this historic gem before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,672 | $2,638 | $3,421 |
Total Monthly Payment | $3,295 | $3,261 | $4,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.