ONE OF THE NICEST ZIP CODES TO LIVE IN! Fabulous opportunity to own a wonderful 3/2/2 POOL with SPA HOME with new modern copper METAL ROOF, extra wide parking driveway perfect for an RV, boat, or your toys. . . NO HOA and NO FLOOD INSURANCE REQUIRED! Bring your pets, the back yard is even fenced too. Nice curb appeal, decorative banding, rich sunburst windows for more natural light, screened covered front entryway plus screened doors on garage allow for breezes throughout this split floorpan. HUGE FAMILY ROOM/ Dining combo with vaulted ceilings & sleek planter shelves overlooks the pool and yard and easily services the kitchen. The kitchen is spacious with warm cabinetry, eat in kitchen area window-side, corian countertops, tiled backsplash, convenient pass thru, angular plant shelves and is perfectly situated for busy families. The master bedroom is private with a generous sized closet and nice ensuite POOL BATH. Both guest suites share a middle bath with the home, nice sized closets and easy care flooring. INSIDE LAUNDRY for added convenience will be appreciated. The oversized SPARKLING POOL with SEPARATE SPA is an entertainers delight, plenty of covered patio area for shade plus sunning area for hosting any type of gatherings, it is screened to swim night or day. ( plus drop down kevlar storm/privacy shades) EXTRA storage on side with attached shed room too, wow! Just minutes away from Kiwanis Park that is a dog friendly park with fitness/walking trails, play ground, picnic facilities, pavilion and stunning nature preserves. Explore the waterfront public parks with bike and walking trails, pickle ball parks, picnic areas, and boat ramps that give you quick boating access to the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the blue waters of the Gulf of Mexico. State Road 776 that will take you to the beaches of Boca Grande and Englewood’s magnificent teal Gulf beaches. MERELY 5 MINUTES to Port Charlotte Beach Complex that offers amenities including a boardwalk, fishing pier, boat ramp, canoe/kayak launch, playground , shelters with picnic tables, two large pavilions, restrooms, heated swimming pool, recreation center, horseshoe pits, bocce , basketball , tennis and volleyball courts, sand, sheltered waters, most spectacular sunsets year round. Port Charlotte is home to the Tampa Bay Spring Training facilities, Sunseeker resort - Florida's Premier Gulf Coast Oasis too. Just a short drive over the bridge to downtown historic Punta Gorda, offering community events and LIVE entertainment, Ponce De Leon Park, boutique shops , waterfront fine and casual dining, fun music/art festivals, Punta Gorda Airport, popular Fishermen’s Village with quaint shops and cafes , pickleball PLEX, farmers market, and fabulous art district. SCHEDULE YOUR APPOINTMENT TODAY to experience all this WONDERFUL POOL/SPA HOME in an EXCELLENT LOCATION has to provide !
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,665 | $2,159 |
Total Monthly Payment | $2,105 | $2,084 | $2,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.