This desirable 2 bed 2 bath corner unit in Philippe Bay remained High and Dry during the recent storms Milton and Helene. This lovely unit offers a larger living room with cathedral ceilings to make it seem even more spacious and a wood burning fire place adorned by decorative wooden hearth. The kitchen has an open air flow to allow the chef to be a part of all the action with easy access to the designated dining space. The primary bedroom is of ample size with a walk in closet and en-suite bath offering a step in shower with separate vanity space. There is a laundry closet inside the home for extra storage and convenience. There are no pesky popcorn ceilings to deal with as the knock down texturing has already been done. No need to worry about a new roof any time soon either. Replaced 2019. The exterior of the unit offers a secluded private entrance with a grassy knoll view. A detached one car garage and separate storage closet. The yard space can be fenced in which is a plus because this is also a dog friendly community. Low HOA dues. Other community features are the pool, tennis courts, basketball court, pond and private entrance to Philippe Park. Short distance to downtown Safety Harbor and all the splendor that provides. Schedule your private showing today and embrace what Safety Harbor is all about!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,999 | $315,999 | $315,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,023 | $2,624 |
Total Monthly Payment | $2,250 | $2,223 | $2,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.