This spacious 5-bedroom, 3-bath home boasts numerous updates and modern amenities, making it a must-see. Some of the recent upgrades include a brand-new roof, heating system, and an electric panel, ensuring peace of mind for years to come. Enjoy your mornings and evenings on the expansive full-length porch that spans the front of the house, offering the perfect spot to relax and watch the world go by. For added privacy and comfort, step out back to the screened porch or large deck—ideal for outdoor dining, entertaining, or simply unwinding. The fully fenced backyard is complete with a cozy fire pit and a handy shed for extra storage. The finished basement adds even more versatility to the home, featuring a family room, a full bath, and a bedroom. A wet bar/kitchenette further enhances the space, making it perfect for an adult child or a private guest suite. Plus, the attached 2-car garage ensures plenty of storage and convenience. This home is a true gem, offering both comfort and practicality in a fantastic setting!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $903 | $903 | $903 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,243 | $3,202 | $4,152 |
Total Monthly Payment | $4,237 | $4,196 | $5,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.