227 Mount Piney AVENUE NE, #288, St. Petersburg, FL, 33702 | $344,000

Under contract-accepting backup offers. Step into elegance and comfort at 227 Mt Piney Avenue Northeast, Unit 288, St. Petersburg, FL. This beautifully maintained and upgraded 2007 Palm Harbor home offers 1, 740 square feet of luxurious living space, boasting 3 bedrooms, 2 bathrooms, and ample storage throughout.

Upon entry, you'll be greeted by easy-care ceramic tile in the kitchen, dining room, and bathrooms, while the living room, bedrooms, and office feature exquisite luxury vinyl flooring. The home also features a convenient laundry closet with a washer and dryer. The year 2022 brings a new A/C, ensuring year-round comfort, while the 2021 roof-over adds peace of mind.

Embrace the Florida lifestyle on the open front porch or in the enclosed Florida room, perfect for relaxation and entertaining. This residence is part of the Americana Cove, a 55+ resident-owned waterfront community, offering a low monthly fee of $360, which includes water/sewer, lawn maintenance, 24-hour manned gate, trash pick-up twice weekly, and access to all community amenities.

Situated close to downtown St. Pete, shopping, restaurants, and Tampa/Clearwater airports, this home offers both convenience and luxury. Experience the epitome of Florida living in this elegant and meticulously maintained residence.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Laundry, Park, Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2007
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,740
  • Est. Taxes: $3,947
  • HOA Fee: $360 Monthly
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: U8243895
  • Days on Market: 192 days
  • Website: https://www.raveis.com
    /prop/U8243895/227mountpineyavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:32:33 PM)
Listing courtesy of COMPASS FLORIDA LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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227 Mount Piney AVENUE NE, #288, St. Petersburg, FL, 33702

$344,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $275,200 $275,200 $275,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $329 $329 $329
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,854 $1,829 $2,321
Total Monthly Payment $2,258 $2,233 $2,725

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.