This meticulously maintained home has beyond builder upgrades and is recently celebrating it's 10th year of life with just one owner. Located on a private street with easy access to many centrally located amenities, you have a great balance of quiet screened front porch peace, and close by convenience. As you enter, your dining room flows into your open kitchen with an island and breakfast bar overlooking the vaulted ceiling living space. Granite counter tops and wood cabinets with pull out shelving are behind every door! Your sink comes with an instant hot water dispenser for quick coffee or tea time. Off the kitchen is your laundry room with cabinets, counter space and a sink. Through the door is your two-car garage with refrigerator, new water heater, water softener, storage racks, and cabinets.
Your living room is open with a wall mounted tv and in wall cable wiring. From here you have access to your backyard with easy to maintain landscaping and storage shed. Off the living room is your primary bedroom with updated ensuite bathroom, dual vanities, separate shower space and walk in closet. The second and third bedrooms and updated bathroom with new jacuzzi tub are located on the other side of the home for a great split plan.
Although this home is so young, the owners have made many updates to their liking, including a new refrigerator, microwave, granite countertops, recessed lighting, washer and dryer, new A/C, gutter leaf guards, new water heater and water softener, and fresh paint, to name a few.
With nothing left to do but move in and make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,231 | $2,203 | $2,857 |
Total Monthly Payment | $2,524 | $2,496 | $3,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.