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103 Salem Ave Nw, Port Charlotte, FL, 33952 | $315,000
Don’t miss your opportunity to buy this recently UPDATED, Gulf access WATERFRONT home with POOL. This 3 bedroom/1. 5 bath home is ideal for snowbirds, boaters, or investors…. AND what a great location! The home is bright and feels much larger than its square footage suggests. All situated on an oversized lot (. 39 Acres) and 174 feet of waterfront…lots of room for expansion or add a dock and lift. From here you will be less than a mile to the open waters of Charlotte Harbor and all the great fishing and water sports it has to offer. And by land only minutes to shopping, entertainment, Sunseeker Resort, Gulf beaches, and the great restaurants of both Port Charlotte and Punta Gorda. This home has been very well maintained with recent updates to include: New Roof 2020/2021, Updated Windows, New Water Heater (2017), New A/C (2018), New Washer/Dryer (2024), New Range, New Microwave (2021). Over the last two years the current owners have continued to update the home with a new Pool and Storage/Workshop Building. All these are assuring years of low maintenance.
While this home is in a flood zone it suffered no water intrusion due to one additional feature the current owner added to the property: DAM EASY FLOOD BARRIERS…The seller indicates that during Hurricane Milton there was no water intrusion and the home suffered no interior damage. Please see photo #50 and the DAM EASY brochure in the listing attachments. Call now for your private showing of this gem …you won’t be disappointed!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 half
- Lot Size: 33 x 33 x 125 x 147 x 29 x 181
- Laundry: Inside
- Year Built: 1960
- Garage: Driveway
- Heating: Central
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,253
- Acreage: 0.39
- Lot Size: 33 x 33 x 125 x 147 x 29 x 181
- Est. Taxes: $2,362
- Lot Desc: Flood Insurance Required, FloodZone, Landscaped, Sidewalk
- View: Water
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pool: Above Ground
- Pet Policy: Yes
- Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: C7501434
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/C7501434/103salemavenw_portcharlotte_fl?source=qrflyer
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Phone: 941-637-6116
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
103 Salem Ave Nw, Port Charlotte, FL, 33952
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,614 | $2,093 |
| Total Monthly Payment | $1,906 | $1,886 | $2,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388