6524 SW 108th PLACE, Ocala, FL, 34476 | $265,000

Seize the Moment! Discover this meticulously maintained and thoughtfully updated home in the highly sought-after 55+ community of Spruce Creek North in Ocala. This 2-bedroom, 2-bathroom home features an attached 2-car garage with an attached air-conditioned workshop, offering the perfect blend of comfort, convenience, and functionality.

Enjoy ultimate peace of mind with recent upgrades, including a new roof (2021), a new A/C unit (2022), and an updated electrical system. The sparkling inground pool is ready for endless enjoyment, thanks to a new liner and updated equipment. Plus, the home comes with a transferable Orkin termite protection plan, ensuring worry-free living. Freshly painted and showcasing luxury vinyl flooring throughout, this home is truly move-in ready.

Host family and friends or unwind in your own private oasis—the spacious Florida room and screened-in pool area are perfect for entertaining or relaxing in the Florida sunshine. New pool liner and equipment installed in March 2024.

The owner’s suite features a private en-suite bathroom and a walk-in closet, while the guest bedroom includes its own bathroom, accessible from both the main living area and the bedroom. A large indoor laundry room with a washer and dryer (included!) adds to the home’s practicality.

Nestled near the entrance off 103rd Street Road, the property sits on a low-maintenance 0. 25-acre lot with minimal landscaping, giving you more time to enjoy life. While much of the home retains its original charm, it has been professionally cleaned and is in exceptional condition.

The low HOA fees give you access to a vibrant community clubhouse that hosts weekly events, including dances, dinners, live bands, and karaoke nights. You’ll love the friendly neighbors and the close-knit, welcoming atmosphere that makes Spruce Creek North feel like home.

The vibrant community also features a community pool and community center, perfect for staying active and social. Located in the heart of SW Ocala, you’ll be just minutes from shopping, medical facilities, restaurants, and all the best the area has to offer.

This home is brimming with potential and waiting for you to make it your own—schedule your showing today!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 131 x 96
  • Laundry: Electric Dryer Hookup, In Garage, Laundry Room, Washer Hookup
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,144
  • Acreage: 0.29
  • Lot Size: 131 x 96
  • Est. Taxes: $1,704
  • HOA Fee: $115 Monthly
  • Lot Desc: Cul-De-Sac, Oversized Lot
  • View: City
  • Adult Communities: Yes
  • Elem. School: Marion Charter School-M
  • Middle School: Marion Reg. Juvenile Detention Center-M
  • High School: West Port High School
  • Pool: In Ground, Lighting, Screen Enclosure, Vinyl
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: O6261575
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/O6261575/6524sw108thplace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2024 8:32:09 AM)
Listing courtesy of MARK SPAIN REAL ESTATE   Phone: 855-299-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6524 SW 108th PLACE, Ocala, FL, 34476

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.339% 7.017% 6.120%
Monthly Tax Payment $142 $142 $142
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,393 $1,393 $1,775
Total Monthly Payment $1,610 $1,610 $1,992

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.