Nestled at the end of a peaceful, one-lane paved street, this 3-bedroom, 2-bathroom ranch home offers the perfect blend of privacy and convenience. Imagine starting your day on the expansive covered front porch, surrounded by lush, mature landscaping and the shade of century-old oak trees. This serene oasis could be yours! Inside, the home features a thoughtful split-bedroom layout. The primary suite boasts an upgraded ensuite bathroom with a walk-in shower, an oversized closet, and plenty of space to unwind. On the opposite side, two generously sized bedrooms share a beautifully updated bathroom, ensuring comfort and privacy for everyone. The living areas are graced with modern vinyl plank flooring and large windows that fill the space with warm natural light, creating a cozy ambiance for morning coffee or evening relaxation. The kitchen serves as a blank canvas for your culinary dreams, ready to be personalized to your style. All appliances are included, and the laundry room is spacious and equipped with a new washer and dryer for added convenience. Step outside into a backyard that’s bursting with potential. Whether you envision a flourishing garden, a pool, or a serene outdoor retreat, the possibilities are endless. Plus additional parking in second access grass-drive. The 18x18 shed, complete with electricity, a workbench, and a vice, provides the perfect space for hobbies or storage. This home is equipped with a new water heater, a well system with iron and sulfur mitigation, and a septic system, offering peace of mind and cost efficiency. With no HOA, no CDD, and no flood zone, you’ll enjoy fewer restrictions and lower costs. Conveniently located just 1 mile from Hwy 41 and 3 miles from I-75, you’ll have easy access to shopping, restaurants, grocery stores, and all that Ruskin has to offer. Don’t miss your chance to make this tranquil retreat your forever home. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,287 | $2,897 |
Total Monthly Payment | $2,384 | $2,441 | $3,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.