You don't want to miss this beautiful move-in-ready home in the charming community of Palmetto. When you step in, you'll appreciate the inviting open floor plan, gorgeous laminate floors, tall ceilings and crown molding. The newly updated kitchen is complete with modern lighting, stainless appliances including a smart refrigerator and an oversized island ideal for hosting. This home offers three bedrooms, two baths and a versatile bonus/flex room, ideal for an art studio, home office or exercise space. Enjoy the freedom of no deed restrictions, no HOA, and no CDD fees, and boats and RVs welcome. The screened lanai is ideal for relaxing or entertaining. Experience the convenience of living just minutes from the water. Due to its raised slab foundation, this home did not sustain any damage in both recent hurricanes, according to the owner. Other features include new roof in 2021, beautiful curb appeal, two-car garage and indoor dedicated laundry room. See it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,945 | $3,820 |
Total Monthly Payment | $3,584 | $3,545 | $4,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.