Five-year-old Farmers Porch Colonial, like NEW, meticulously maintained, offering the comfort of new construction. Nestled on a cul-de-sac in a desirable neighborhood with a sidewalk and underground utilities. Cathedral ceiling family room with a gas fireplace enhanced by shiplap. The kitchen has lots of cabinet storage, granite countertops, custom stone back splash, large center island, SS appliances, dining area with slider to the deck for indoor/outdoor entertaining. The open concept kitchen overlooks the living rm. along with a separate dining rm. for special occasions. Second flr. has Main bedroom with 2 walk in closets and a bathroom with double sinks and a tiled oversized shower. Two generous sized bedrooms and a bath complete the second floor. A large, private backyard with an above-ground pool, irrigation system and Reeds Ferry Shed. Central AC, Rheem heating unit, whole house Generac system. Walk out basement with above grade windows offering an opportunity for finishing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 12.0 x 12.0 | Second |
Bedroom 3 | Ceiling Fan(s), Cedar Closet(s), Flooring - Wall to Wall Carpet | 12.0 x 12.0 | Second |
Dining Room | Flooring - Wood, Lighting - Overhead | 10.0 x 13.0 | Main,First |
Kitchen | Flooring - Wood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Exterior Access, Slider, Stainless Steel Appliances, Lighting - Pendant | 13.0 x 24.0 | Main,First |
Living Room | Ceiling Fan(s), Flooring - Wood, Exterior Access, Open Floorplan | 12.0 x 15.0 | Main,First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet | 13.0 x 15.0 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$720,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $576,000 | $576,000 | $576,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,736 | $3,688 | $4,783 |
Total Monthly Payment | $4,465 | $4,417 | $5,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.